Li Yan drove straight out and went straight to the Jiahua Hotel.
I have an appointment with Director Liu of the Rural Credit Cooperative tonight to discuss the mortgage loan for the land and factory building.
The most valuable assets he owns are the self-owned factories and land left by his father.
Li Yan did not look for the four major banks, but targeted the Municipal and Rural Credit Cooperatives, which had many years of business relationships with his own factory and was more flexible.
Here, Director Liu, who is in charge of credit, is a key figure.
After Li Yan waited for a while at the entrance of the Jiahua Hotel, a relatively low-profile Volkswagen Passat drove over.
Li Yan knew that the rightful owner had arrived.
"Director Liu! You are here!"
"Xiao Yan! I have also heard about your father. Please express my condolences!"
Li Yan reached out and shook the visitor's hand.
Hong Kong's factory, the original deposits and workers' wages were all from this credit union. It is normal for the other party to know his father.
During the New Year and holidays, my family often gives gifts.
But this time, what Li Yan asked for help with was a normal loan.
While my father was alive, although the efficiency of the factory was low, the profits were stable, so my father never thought of using the factory land as a mortgage for a loan.
At this time, his own factory has transformed into the production of mobile phones, and the subsequent marketing investment is Li Yan's top priority. Li Yan does not dare to neglect, nor does he dare to bet on whether the product can stand out without marketing.
Hence, tonight’s dinner and subsequent arrangements are completely normal.
Li Yan led Director Liu to the private room upstairs. At this time in Dongguan, Jiahua Hotel was of a very high standard.
The private room is luxuriously decorated. There are only two people, Li Yan and Director Liu, and it is a little deserted.
Li Yan did not mention the loan at the beginning, but thanked the Rural Credit Cooperative for its support over the years, and confessed that after his father passed away, he had taken over the factory, and at this time the factory was facing a transformation.
After three rounds of drinking, the atmosphere was not very lively. After all, there were only two people, Li Yan and Director Liu.
At this time, Li Yan still didn't mention the loan, and Director Liu naturally wouldn't mention it either.
Until Li Yan answered the phone, he looked at Director Liu next to him with a smile and said.
"Director Liu, it's just the two of us drinking, it's a bit boring, please wait for me..."
Before Director Liu could say anything, Li Yan had already stood up and opened the door to the private room.
The scene in front of him made Director Liu's eyes light up.
I saw four girls with fashionable and sexy clothes, fair skin, and hot figures walking in. Before Director Liu could react, two of the girls were already sitting next to Director Liu, and their snow-white arms were already on Director Liu's shoulders.
The next thing will naturally fall into place.
In Dongguan these days, everyone knows everything. Li Yan didn't need any channels. He directly called the manager of the hotel. He didn't even need to make arrangements himself. He just sat in the private room and waited.
The KTV in the private room also played a role at this time.
Under the dim light, Director Liu drank one cup after another, hugging the slender waist next to him, enjoying himself.
"Director Liu, I want to use my factory land to get a loan."
"How much do you want to borrow?"
"One million."
"It's a small thing! Tell me earlier! Can Uncle Liu help you with such a small thing?"
The meaning of this is because the land price of Li Yanjia's factory is not low, and normal loans can borrow so much.
What's more, why is there such hospitality at this time?
"I have something to trouble Uncle Liu, I want to place the payment within five days!"
"His..."
Director Liu just wanted to refuse, but when he felt the envelope stuffed into his arms, he slightly moved his big hand away from the girl's smooth thigh and squeezed the thickness.
"It can be done! Come to my office tomorrow with the procedures!"
So, in this banquet, the guests and hosts were enjoying themselves. Li Yan and Director Liu looked at each other and raised their glasses.
The girl's slender waist in his hand and the smooth and long legs on the other side, for Li Yan, can only cause a physical reaction, and there is no emotion in his heart.
When it was time to arrange for Director Liu to move into the room upstairs, Li Yan watched Director Liu enter the room with the support of two girls.
Looking at the expectant eyes of the two girls next to him, which seemed to say "so handsome, I would be willing to pay less", Li Yan waved his hand and walked downstairs while the two girls looked disappointed.
His third uncle is already waiting downstairs at this time. Although there are also chauffeurs these days, Li Yan still has something to ask his third uncle to do.
When we got to the car, our third uncle drove, and Li Yan sat in the passenger seat.
"Uncle San, the loan officer from the Rural Credit Union will come to the factory tomorrow to conduct due diligence. Let the whole factory cooperate and the process will be green-lighted."
After arranging these things, Li Yan lowered the window, lit a cigarette, and took a deep breath.
My head feels dizzy and I feel like vomiting.
Li Yan did not drink liquor at all in his previous life, thinking it was the most unpleasant thing to drink in the world.
I can drink some beer and brandy, but I really can’t drink liquor.
But tonight, the loan thing still has to be done. The loan is not difficult, but the difficult thing is to make the payment in advance, which requires some means to make it happen.
Otherwise, why are loans often so slow? How often do you have to wait for payment? Is it difficult to get project funds every three to five years?
The simplest question is, if you delay it for one more day, how much interest can you earn by putting it in the bank?
This is only one million, what if it is one hundred million or one billion?
The profit in the middle is huge.
The third uncle drove quietly, writing down all the things Li Yan had arranged in his mind, and he would arrange them immediately when he went to the factory tomorrow.
Just looking at the 22-year-old young man beside him, as his own nephew, his brother has passed away. Now, although Li Yan is not his son, he still has the obligation and responsibility to help him wholeheartedly.
This is the power of family affection, and this is the situation of most families.
"Xiaoyan, don't worry, I will take care of the production in the factory. You have a good rest tonight and I will pick you up tomorrow morning."
"Uncle Third, drive slowly."
Li Yan got out of the car and watched Uncle Three drive away. Instead of entering the house in a hurry, he squatted down by the ditch and vomited.
The reaction to liquor was greater than he thought. The two of them drank two bottles of Maotai in total, and they also drank a lot of beer while singing. Li Yan was almost reaching his limit at this time.
After vomiting for five minutes and almost vomiting out his own gall, Li Yan suddenly heard a sound coming from behind him, accompanied by words ringing in his ears.
"You...are you okay? Here is a bottle of water, let me rinse your mouth."
Li Yan looked up and saw that the light at night was not very bright, and he could only vaguely see that it was a girl. At this time, the other party was bending over and handing an unopened bottle of mineral water in front of him.
Looking through the light, her eyebrows are like dark blue, and her snow-white skin looks delicate and fair even under the dim light...